Banking that works for you
Easily send, save, and spend money with a secure banking app designed for your everyday needs.





Fast and Swift Transactions
Experience lightning-fast, secure transactions that keep your business moving without delays.
Our Cards Work Everywhere
Enjoy the freedom to use our cards anywhere, anytime—online, in-store, or at ATMs worldwide
Earn Interest on your Savings
Watch your savings grow with competitive interest rates that reward you over time.
Track, Save & Spend Smarter
Get detailed insights into your spending habits with easy-to-read breakdowns, helping you manage your finances better.




Everything You Need for Smarter Banking
Manage your money effortlessly with secure, fast, and intuitive banking solutions. Whether you're saving, spending, or tracking expenses, our all-in-one platform gives you the tools to stay in control of your finances—anytime, anywhere.
Effortless Account Management
Easily manage your accounts, transfers, and payments with just a few taps.
Secure Mobile Banking
Bank confidently with industry-leading security features protecting your data.
Personalized Budgeting Tools
Track your expenses and set financial goals with personalized insights and tools.
Your personal banking, simplified
Seamless banking designed for your everyday needs. Send money, save smarter, and stay in control—all from one secure app.
Frequently Asked questions
How do I open an account?
You can open an account in minutes by downloading the OurPass app, signing up, and verifying your details.
Is there a minimum balance requirement?
No, OurPass personal accounts have no minimum balance requirement.
How can I fund my account?
You can fund your account via bank transfers using the account details available on your account.
What are the transfer limits?
Transfer limits depend on your account verification level. Upgrade your KYC to increase limits.
Is my money safe with OurPass?
Yes, we use bank-grade security and encryption to protect your funds and personal information. Additionally, your money is insured by the NDIC, and OurPass is licensed by the CBN, ensuring regulatory compliance and financial security.
How to get started
Get Started with OurPass in 3 Simple Steps
1
Download the App
The App is available on the Google Play Store for Android devices and the App Store for iOS.
2
Get Verified in seconds
The App is available on the Google Play Store for Android devices and the App Store for iOS.
3
Create your account
The App is available on the Google Play Store for Android devices and the App Store for iOS.
Blogs
See our recent publications

March 20, 2024
TradeAdvantage - How to stock up and pay later

September 29, 2023
United States Consul General’s Strategic Visit to OurPass, a Leading Business Bank in Nigeria

Overdrafts: Your Business's Financial Safety Net with OurPass
Get Started with Effortless Banking Today
Discover a new way to manage your personal and business finances. Download the app now.