Banking that works for you

Easily send, save, and spend money with a secure banking app designed for your everyday needs.
Fast transaction processing

Fast and Swift Transactions

Experience lightning-fast, secure transactions that keep your business moving without delays.
Debit Cards

Our Cards Work Everywhere

Enjoy the freedom to use our cards anywhere, anytime—online, in-store, or at ATMs worldwide
Interest

Earn Interest on your Savings

Watch your savings grow with competitive interest rates that reward you over time.
Manage how You Spend

Track, Save & Spend Smarter

Get detailed insights into your spending habits with easy-to-read breakdowns, helping you manage your finances better.

Everything You Need for Smarter Banking

Manage your money effortlessly with secure, fast, and intuitive banking solutions. Whether you're saving, spending, or tracking expenses, our all-in-one platform gives you the tools to stay in control of your finances—anytime, anywhere.
Onboarding

Effortless Account Management

Easily manage your accounts, transfers, and payments with just a few taps.
Security

Secure Mobile Banking

Bank confidently with industry-leading security features protecting your data.
Budgetting

Personalized Budgeting Tools

Track your expenses and set financial goals with personalized insights and tools.

Your personal banking, simplified

Seamless banking designed for your everyday needs. Send money, save smarter, and stay in control—all from one secure app.

Frequently Asked questions

How do I open an account?

You can open an account in minutes by downloading the OurPass app, signing up, and verifying your details.

Is there a minimum balance requirement?

No, OurPass personal accounts have no minimum balance requirement.

How can I fund my account?

You can fund your account via bank transfers using the account details available on your account.

What are the transfer limits?

Transfer limits depend on your account verification level. Upgrade your KYC to increase limits.

Is my money safe with OurPass?

Yes, we use bank-grade security and encryption to protect your funds and personal information. Additionally, your money is insured by the NDIC, and OurPass is licensed by the CBN, ensuring regulatory compliance and financial security.

Who bears the transaction charge?

Transaction charge on inflows is waived while a token of N20 (Twenty Naira Only) is charged to the business for every outflow.

How to get started

Get Started with OurPass in 3 Simple Steps
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Blogs

See our recent publications
March 20, 2024

TradeAdvantage - How to stock up and pay later

September 29, 2023

United States Consul General’s Strategic Visit to OurPass, a Leading Business Bank in Nigeria

Overdrafts: Your Business's Financial Safety Net with OurPass

See all

Get Started with Effortless Banking Today

Discover a new way to manage your personal and business finances. Download the app now.
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