Why use our Overdraft
Enjoy peace of mind knowing that there's quick access to funds when needed
Working Capital Boost
Cover short-term working capital needs, such as paying utility bills or admin needs
Credit Score Improvement
Build a positive credit history through responsible overdraft use, leading to better credit terms.
Rely on overdrafts as a source of quick and accessible emergency funding
How it works
Create an account on OurPass, whether via mobile or web.
Select “Overdrafts” on the dashboard
Complete required tasks
Pay Business verification fee, Fund your account, Send and receive money, Request POSand Pay your bills
Transact a to unlock higher overdraft limits.
Find answers to common questions about OurPass Overdrafts in our FAQ section.
What is the OurPass Overdraft Feature?
Why is OurPass introducing the Overdraft Feature?
Who can use the OurPass Overdraft Feature?
How do I access the Overdraft Feature?
Can I use the overdraft balance to complete a transaction when I have insufficient funds?
How often do I need to repay the overdraft?
What happens if I default on the overdraft repayment?
How can I repay the overdraft?
What is the maximum amount I can access as an overdraft?
How does the progress bar work?
What are the actions that contribute to the progress bar?
How is interest calculated on the overdraft?
What notifications will I receive regarding the overdraft?