Never run out of stock with TradeAdvantage

Stock up now and pay later


Inventory financing

4 Weeks

Payback period


Service charge

How it works


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Get Inventory Financing

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Frequently Asked questions

What is OurPass?

OurPass is a CBN-licensed business bank that powers operations for over 10,000 businesses.

What is inventory financing?

This is a credit service where a financier pays your supplier directly for your invoice, and you pay back over a period of time with a little fee.

TradeAdvantage is the inventory financing service at OurPass. 

How much stock can I pay for TradeAdvantage?

With TradeAdvantage, you can get stock of up to NGN25 million from your suppliers. We’ll pay for you and you pay us back between 2 weeks to 4 weeks.

Are there any charges?

Yes. You pay a little fee of 6% to keep your business running without the pressure of paying instantly for supplies.The 6% is broken down into 5% for interest charges and 1% for management fee.

What if I default?

We trust that you won’t. However, if life happens and you do, we will charge a fee of 0.3% for every 30 days that you delay.

Who bears the transaction charge?

Transaction charge on inflows is waived while a token of N20 (Twenty Naira Only) is charged to the business for every outflow.